• Tools and Advice

    Plan your strategy. Pursue your dreams

    The road to financial security can be challenging. To help make your financial journey easier, we offer the following online tools, including checklists, calculators and advice.
  • LPL Account View

    Looking for an easier way to monitor your investment balances? Try the LPL Account View tool. You can connect from anywhere and with any device with an Internet connection.
  • Retirement Savings “How Much” Calculator

    How much should you save? This pre-retirement calculator helps you determine how much you need.
  • Retirement Savings “How Long” Calculator

    Use this calculator to determine how long your retirement savings will last.
  • Life Insurance Proceeds Calculator

    How much life insurance is needed to maintain your family’s standard of living? Use this calculator to determine how long life insurance proceeds will last.

INVESTMENTS AND INSURANCE: Are not deposits • Are not FDIC insured • Are not guaranteed by the Bank • May go down in value • Are not insured by any Federal Government Agency  

Securities offered through LPL Financial, Member FINRA / SIPC. Insurance products are offered through LPL Financial or its licensed affiliates.  

First Niagara Bank, N.A. and First Niagara Investment Services are not registered broker/dealers nor are they affiliated with LPL Financial.  

Calculators represent hypothetical examples and are not representative of any specific situation. Your results will vary. The hypothetical rates of return used do not reflect the deduction of fees and charges inherent to investing. Past performance is no guarantee of future results.
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