• Choose Now. Open Online. Bank Local

    Open Account

    Choice Checking — Flexibility With Benefits

    Delivers the most options to earn free checking with valuable account benefits, including two free non-First Niagara ATM transactions per month.*

    Pay no monthly service fee when you:

    Maintain
    Direct
    Deposit
    OR Complete 10 point
    -of-sale transactions
    per cycle
    OR Maintain a minimum daily balance of:
    • $300 in the checking account OR
    • $5,000 in combined balances of deposits and loans**
     
     

    Otherwise you pay a service fee of $9.95.

    Apply online using our secure application

    Open Account

    Pinnacle Checking — Simply Our Best

    Packed with features, including unlimited free non-First Niagara ATM transactions,* free First Niagara Pinnacle-style checks and a free annual financial checkup.

    If you use another bank’s ATM in the U.S., we’ll waive our fee AND refund you anything the other bank charges you as well.  

    Pay no monthly service fee when you maintain a minimum daily balance of:

    $1,000 in the checking account OR $25,000 in combined balances in deposits and loans**
     

    Otherwise you pay a service fee of $15.

    Apply online using our secure application

    Switch today. Visit a branch, call 1-800-836-1008 or use our secure online application.
     
  • Learn more about Choice CheckingLearn more about Pinnacle Checking

    *Choice Checking accounts include two free transactions at non-First Niagara ATMs per statement cycle, and any non-First Niagara ATM surcharges are not rebated.

    *Pinnacle Checking accounts include unlimited free transactions at domestic (U.S. & Canada) non-First Niagara ATMs and unlimited rebates of domestic non-First Niagara ATM surcharges.

    Rebates are credited to your account at the end of each statement cycle. International ATM charges may apply for non-First Niagara ATMs outside of the United States and are not rebated.

    **Excludes mortgages and credit card balances.

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