Mon.-Fri. 6 a.m. - 9 p.m. ET
Sat.-Sun. 8 a.m. - 6 p.m. ET
Automated Telephone Banking:
24 hours a day / 7 days a week
See our schedule of holiday hours.
Delivers the most options to earn free checking with valuable account benefits, including two free non-First Niagara ATM transactions per month.*
Pay no monthly service fee when you:
Otherwise you pay a service fee of $9.95.
Apply online using our secure application
Packed with features, including unlimited free non-First Niagara ATM transactions,* free First Niagara Pinnacle-style checks and a free annual financial checkup.
Pay no monthly service fee when you maintain a minimum daily balance of:
Otherwise you pay a service fee of $15.
Learn more about Choice CheckingLearn more about Pinnacle Checking
*Choice Checking accounts include two free transactions at non-First Niagara ATMs per statement cycle, and any non-First Niagara ATM surcharges are not rebated.
*Pinnacle Checking accounts include unlimited free transactions at domestic (U.S. & Canada) non-First Niagara ATMs and unlimited rebates of domestic non-First Niagara ATM surcharges.
Rebates are credited to your account at the end of each statement cycle. International ATM charges may apply for non-First Niagara ATMs outside of the United States and are not rebated.
**Excludes mortgages and credit card balances.
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