• Choice Checking

    Flexible account, great service

    You’ll enjoy First Niagara’s personal, local service and robust checking account features, including free Online Banking and Bill Pay. Plus bank on-the-go with Mobile Banking.

    Two free non-First Niagara ATM transactions per statement cycle*  
    Switch today. Visit a branch, call 1-800-836-1008 or use our secure online application.
     

    Pay no monthly service fee when you:

    Maintain Direct Deposit OR Complete 10 point-of-sale
    transactions per cycle
    OR Maintain a minimum daily balance of:
    • $300 in the checking account OR
    • $5,000 in combined balances of deposits and loans**
     

    Otherwise you pay a service fee of $9.95.

  • Learn more about Choice CheckingFirst Niagara Retail Account Disclosure Booklet

    *Choice Checking accounts include two free transactions at non-First Niagara ATMs per statement cycle, and any non-First Niagara ATM surcharges are not rebated.

    Rebates are credited to your account at the end of each statement cycle. International ATM charges may apply for non-First Niagara ATMs outside of the United States and are not rebated.

    **Excludes mortgages and credit card balances.

FDIC

Security Message: First Niagara will never contact a customer on an unsolicited basis and request their electronic banking credentials or any other form of personal identifiable information. (Bank card number, account number, Social Security Number, PIN number or password).

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