Mon.-Fri. 6 a.m. - 9 p.m. ET
Sat.-Sun. 8 a.m. - 6 p.m. ET
Automated Telephone Banking:
24 hours a day / 7 days a week
See our schedule of holiday hours.
You’ll enjoy First Niagara’s personal, local service and robust checking account features, including free Online Banking and Bill Pay. Plus bank on-the-go with Mobile Banking.
Pay no monthly service fee when you:
Otherwise you pay a service fee of $9.95.
Learn more about Choice CheckingFirst Niagara Retail Account Disclosure Booklet
*Choice Checking accounts include two free transactions at non-First Niagara ATMs per statement cycle, and any non-First Niagara ATM surcharges are not rebated.
Rebates are credited to your account at the end of each statement cycle. International ATM charges may apply for non-First Niagara ATMs outside of the United States and are not rebated.
**Excludes mortgages and credit card balances.
By providing your ZIP code, we can customize our content to display the rates, products, locations and Mortgage Consultants in your area. Alternately, you can continue without ZIP code.