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  • Your Security Blanket for Life

    Life has its ups and downs, highs and lows. No matter where the road takes you, rest assured we have you covered, from home to auto to life insurance and everything in between.
  • The view is spectacular. But we'll need flood insurance.

    This year, a second car is first on my list.

    I’m so excited to be buying my first home.

    Finally, a boat for our whole family to enjoy!

    I’m renting my first apartment. I need insurance?

    I’m handing the car keys to my daughter.

  • Home and Rental

    Homeowners Insurance

    • For homeowners, renters, landlords and those with second homes
    • Ask about money-saving discounts and special rates
    • Explore mortgage financing options
  • Car

    Auto Insurance

    • Dozens of affordable auto insurance options 
    • Personalized, hometown service
    • Discounts for bundling
    • Auto Insurance 101
    • Classic & Antique Car Coverage101
  • LE-Icon-UmbrellaIns

    Additional Coverages

    • Specialized insurance protection for your family’s unique needs
    • Protect RVs, watercraft, valuable items and more

Risk management and insurance products are offered through First Niagara Risk Management, Inc., doing business as First Niagara Insurance Agency, a wholly-owned subsidiary of First Niagara Bank, N.A., and a licensed insurance broker and agent. Insurance policies are obligations of the insurers that issue the policies. Insurance products may not be available in all states.


INVESTMENTS AND INSURANCE: Are not deposits • Are not FDIC insured • Are not guaranteed by the Bank • Are not insured by any Federal Government Agency • May go down in value  


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