• Homeowners, Renters and Condominium Insurance

    Robust protection. Personalized service. Peace of mind

  • Homeowner’s Insurance

    Your home is your safe haven. Your family, your memories, your belongings are all there. Your home is one of your most valuable investments as well. So while you don’t expect a theft or damage to happen, you can plan for it. Having the right homeowner’s insurance for your unique needs will help provide that peace of mind. Visit customer service for personal insurance.
  • Condominium Insurance

    For some, homeownership comes in the form of a condominium. While your condo association might have insurance, it only protects the building, not your belongings. With condominium owner’s insurance, your furniture, clothing, jewelry and electronics are covered in the event of a fire or break-in. Visit customer service for personal insurance. 
  • Renters Insurance

    Think about your belongings, like your furniture, computer, TV, stereo and clothes. Consider how much they’re worth. If something were to happen, do you have enough money to replace them? While your landlord’s insurance covers the building, it does not insure the items inside—your valuable belongings. Renter’s insurance will cover your belongings whether you’re renting an apartment or a student in a dorm. Visit customer service for personal insurance.

INVESTMENTS AND INSURANCE: Are not deposits • Are not FDIC insured • Are not guaranteed by the Bank • May go down in value • Are not insured by any Federal Government Agency  

Risk management and insurance products are offered through First Niagara Risk Management, Inc., doing business as First Niagara Insurance Agency, a wholly-owned subsidiary of First Niagara Bank, N.A., and a licensed insurance broker and agent. Insurance policies are obligations of the insurers that issue the policies. Insurance products may not be available in all states.

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Don't let the unexpected ruin your future

Our umbrella plans give you the extra coverage you need.