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  • Insurance Coverage

    Coverage your business can count on

    Risk is a part of business. Learn how we can work by your side to evaluate and determine your insurance and risk management needs and provide tailored solutions that fit your business.
  • Property

    Let’s face it … many things are beyond our control. Flood, fire, earthquake, equipment failure and other hazards can be detrimental to your business. Protect your business against these types of losses. We can work hand in hand with you to protect your company and your assets.
  • Liability

    Every day people and businesses are exposed to different types of risks. We can help protect your investment in people, products and property with commercial general liability insurance, and professional and environmental liability coverage. Every business has different risks. Our insurance professionals design plans with your unique business in mind.
  • Workers’ Compensation

    The direct and indirect costs of employee injuries can be significant.  A combination of loss prevention, claim management and proactive program design allows you to control your costs.  Allow us to manage your Workers’ Compensation program so you can get back to business.
  • Auto

    Protect your organization from the risks of the road with business automobile insurance. Whether the vehicle is company-owned, leased or rented, our insurance professionals can review your company’s requirements and deliver a solution to protect you while you are on the road.
  • Management Liability

    We make protecting the resources and assets of your business our business. Our insurance professionals can help you identify and evaluate the risks and exposures that face your organization and craft a program that offers the protection you need at the cost you desire.

Risk management and insurance products are offered through First Niagara Risk Management, Inc., a wholly-owned subsidiary of First Niagara Bank, N.A., and a licensed insurance broker and agent. Insurance policies are obligations of the insurers that issue the policies. Insurance products may not be available in all states.



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Are your employee benefits competitive?

We have a Benefits Consulting team providing innovative employee solutions. Learn more.