• Captive Insurance

    Control your dollars. Make sense of your insurance

  • Protect your bottom line. If you are looking for ways to optimize your company’s investment in insurance programs, a captive insurance solution may be an option. With a captive insurance program, you can benefit from better risk management, improved cash flow, and enhanced coverage, limits, claims management and loss control. 

    Save your business money over time. Captive solutions are designed to shield businesses from cyclical or trend-driven events that typically impact premiums charged by traditional insurance companies. In some cases, these solutions may even return investment income to participants.

    Contact us to learn more about our Captive Insurance options.


  • Send us an email
    or call us at 1-888-428-2401
    Weekdays: 8 a.m. - 4:30 p.m.

Risk management and insurance products are offered through First Niagara Risk Management, Inc., a wholly-owned subsidiary of First Niagara Bank, N.A., and a licensed insurance broker and agent. Insurance policies are obligations of the insurers that issue the policies. Insurance products may not be available in all states.



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