Please Note: First Niagara's web site has scheduled maintenance on Sunday, May 29, 2016 from 10:00 p.m. to 11:55 p.m. We apologize for any inconvenience.Dismiss Alert
  • Introducing

    First Niagara
    Benefits Exchange

    Our Exchange Solution can help you reduce costs, simplify administration and empower employees

    Learn More

    Looking for a win-win solution for your organization and your employees? First Niagara Benefits Exchange offers an array of carriers and plan options for employers with more than 100 employees, plus personalized support to streamline your administrative duties and reduce health care costs. Learn more about First Niagara Benefits Exchange

    Interested in learning more about private exchanges? We can help you understand the details of a private exchange, and our expert consultants can help design a solution for your specific business objectives. Private Exchange FAQs

  • Talk to a Consultant

    If you have questions about First Niagara Benefits Exchange or would like to set up an appointment with one of our expert consultants, please complete our quick contact form.

    Or call 1-855-265-3615

HR@hand is offered through bswift, a third-party vendor of First Niagara Benefits Consulting. Such vendor is not affiliated with First Niagara Benefits Consulting, First Niagara Risk Management, Inc. or First Niagara Bank, N.A.

Risk management, benefits consulting services and insurance products are offered through First Niagara Risk Management, Inc., doing business as First Niagara Benefits Consulting, a wholly-owned subsidiary of First Niagara Bank, N.A., and a licensed insurance broker and agent. Insurance policies are obligations of the insurers that issue the policies. Insurance products may not be available in all states.


Customize Your Experience.

By providing your ZIP code, we can customize our content to display the rates, products, locations and Mortgage Consultants in your area. Alternately, you can continue without ZIP code.