• Ancillary Benefits

    Differentiate. Stand out from the crowd and add value and choices for your employees
  • Meet the challenge of attracting and retaining high-caliber talent in an evolving market. We can help you craft a flexible and diverse menu of options to include both employer funded and employee paid voluntary plans so employees can select protection unique to their personal situation.

    Health Coverage

    • Dental
    • Vision
    • Long-term care
    • Critical illness
    • Cancer
    • Limited medical
    • Hospital indemnity
     

    Enhanced Risk Protection

    • Life
      • Term life (including accidental death & dismemberment)
      • Whole life
      • Universal life
      • Variable life
    • Disability
      • Long-term
      • Short-term
      • NYS disability (statutory)
      • Group long-term disability
    • Accident
    • Pet insurance
    • Legal services
    • Identity theft
     

    Ready to offer your employees more? Talk to us

  • For more information, contact one of our office locations.

Risk management, benefits consulting services and insurance products are offered through First Niagara Risk Management, Inc., doing business as First Niagara Benefits Consulting, a wholly-owned subsidiary of First Niagara Bank, N.A., and a licensed insurance broker and agent. Insurance policies are obligations of the insurers that issue the policies. Insurance products may not be available in all states.

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