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  • A Legacy of Empowerment

    Strong relationships. Collaborative risk solutions

  • Financial power starts with people – the people we have the honor to serve and the people we proudly employ. For several decades, we’ve built strong relationships based on this belief. With this history, it’s no surprise that collaboration is at the heart of our risk management process. 

    For the past 12 years, we have selectively built a world-class organization by partnering with respected insurance leaders in each of our markets. The integration of these organizations has formed the backbone of First Niagara Risk Management. Insurance and risk management services are an important part of our corporate DNA.

    Recent risk management acquisitions and integrations include:

    • Pierson & Smith, Connecticut, April 2011
    • Banyan Consulting LLC, Pennsylvania, December 2010
    • Summit Insurance Group and Summit Benefits, Pennsylvania, November 2010
    • RTI Insurance Services, Pittsburgh, August 2010
    • Three Rivers Financial Services, Pennsylvania, August 2010 

    Today, we operate in New York, Pennsylvania, Connecticut and Massachusetts, with headquarters in western New York. In addition to risk management, First Niagara provides personal and commercial banking, investment, leasing, employee benefit and insurance services to individuals, families, not-for-profit organizations and businesses throughout the markets we serve.

    Put financial power to work for you  

    • More than 140 years of business experience
    • Assets of $31 billion and deposits of $19 billion 
    • Flexibility to customize products and services to meet your unique goals

    Find us on NASDAQ
    First Niagara Financial Group, Inc. trades on the NASDAQ National Market System under the symbol FNFG. We are also listed on the prestigious NASDAQ Financial-100 Index, which includes 100 of the largest domestic and international financial organizations listed on the NASDAQ.

    Are you ready for an exceptional risk management experience? We’re ready to deliver. Learn more about Personal SolutionsBusiness SolutionsBenefits Consulting or get acquainted with our team.


  • More than just insurance

    While insurance is the right choice for many businesses, it isn’t the smartest choice for every business. So as part of our risk management services, we help you understand alternative options such as self-insurance and captives.

Risk management and insurance products are offered through First Niagara Risk Management, Inc., a wholly-owned subsidiary of First Niagara Bank, N.A., and a licensed insurance broker and agent. Insurance policies are obligations of the insurers that issue the policies. Insurance products may not be available in all states.


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Are your employee benefits competitive?

We have a Benefits Consulting team providing innovative employee solutions. Learn more.