Want to protect your bottom line? First Niagara Risk Management’s comprehensive approach helps you manage costs and achieve financial goals. We start by conducting a collaborative risk analysis to reveal cost savings opportunities in the areas of loss prevention, claims control, service agreements and risk transfer.
Then, we facilitate the implementation of smart risk strategies using traditional insurance programs, captive and self-insured programs, non-insurance transfers and other alternatives.
By identifying and addressing potential issues early, we help you control claim frequency and severity. You will have the tools and information you need to anticipate changing exposures that impact insurability and insurance costs.
To help you avoid surprises, we monitor the marketplace and provide realistic expectations of future renewal costs or challenges four to six months prior to your renewal.
Trust and TransparencyEffective risk management starts with transparent, trusting relationships, and that’s exactly what you’ll discover with First Niagara Risk Management. Your complete satisfaction is our top priority.
A Genuine NeighborPower comes in many forms. Financial power gives businesses solid foundations from which to thrive. Community power occurs when all people have opportunities to learn, grow and achieve their dreams. First Niagara’s philanthropic mission is to support and empower not-for-profit organizations. We are proud to provide millions of dollars, thousands of volunteer hours and professional expertise to hundreds of organizations across our communities each year.
Learn more about our history or contact us for more information.
Risk management and insurance products are offered through First Niagara Risk Management, Inc., a wholly-owned subsidiary of First Niagara Bank, N.A., and a licensed insurance broker and agent. Insurance policies are obligations of the insurers that issue the policies. Insurance products may not be available in all states.
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