• Around the Corner. Above and Beyond

    When you’re looking for someone to help your business grow or answer any questions, we're right here. Listening to you is our priority. We take the time to understand how your financial goals fuel your personal dreams. Work with us today and position your business for a better tomorrow.

  • I need business expenses separated from personal.

    I want to grow my business and need more capital.

    I have a new team. Now we need new equipment.

    Entrepreneur. I like the sound of that. Now what?

  • Term Loans

    Term Loans

    • Fixed- and variable-rate options1
    • Flexible loan terms
    • Partner financing with government incentive loans and more
  • Lines of Credit

    Lines of Credit

    • As needed with pre-approved access
    • Credit lines up to $500,000
    • Interest only on credit used
  • Equipment Financing

    Equipment Financing

    • Loans up to $500,000
    • Terms from 12 months to 60 months
    • Fixed-rate options1
  • LE-Icon-BusCreditCards

    Business Credit Cards

    • Various credit card options, including no annual fee and rewards programs 
    • Free additional cards for employees
    • Online account management
    • MasterCard® Global ServicesTM for emergency assistance
  • SBA Loans

    SBA Loans & Lines of Credit

    • Guaranteed loans and lines of credit for start-ups and expansions
    • “Express” loans and lines of credit up to $350,000
    • Fixed-asset financing available

1Interest rate based on creditworthiness.

Credit approval required; Additional terms and conditions will apply; Fees may apply; Not all products or options are available to all customers; Interest rate based on creditworthiness; Advertised products are for business purpose only and not for personal, family or household use; First Niagara does not provide accounting, tax or legal advice.

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