• Small Business Loans & Lines of Credit

    You are set. You are ready. Now get on with building your business. Our small business loans and lines of credit are here to help. 

  • Term Loans

    When you need to expand or put your existing assets to work, talk to us about our term loan solutions for up to $500,000. Fixed- and variable-rate options as well as flexible loan terms of up to 5 years are available to finance equipment, other fixed-asset purchases or permanent working capital.
  • Lines of Credit

    Get flexibility and access to cash when you need working capital with a revolving line of credit. With our small business lines of credit, you can have access to up to $500,000 via checks, telephone, online or in-branch service. Interest is paid only on the outstanding balance. As you pay off balances, credit becomes available again for your future use.
  • SBA Guaranteed Loans & Lines of Credit

    Whether you are just starting up or expanding your business, each business has specific needs. With Small Business Administration (SBA) guaranteed loans and lines of credit, we can help you get started today. Loans and lines of credit between $25,000 and $2,000,000 are available for working capital, equipment financing, business purchases or expansions.

Credit approval required; Additional terms and conditions will apply; Fees may apply; Not all products or options are available to all customers; Interest rate based on creditworthiness; Advertised products are for business purpose only and not for personal, family or household use; First Niagara does not provide accounting, tax or legal advice.


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