• Upgrade Today. Pay Tomorrow

    Purchase or replace the equipment you need to expand and grow your business. With equipment financing or leasing, you can get the new equipment you need today and pay for it a little at a time.

    Is equipment financing right for my business?

    Do you need to acquire or replace equipment while conserving your working capital? Would a customized payment plan be helpful? Then equipment financing may be the right solution for you. Financing your equipment with a term loan can help conserve cash flow with flexible, long-term fixed-rate financing. Best of all, lease payments may be tax deductible, but consult your tax advisor first.  

    One of our Leasing Specialists can detail several key lease options. 

    Decisions to make before you choose to finance

    We’ll help you decide whether or not to finance. We can create a financing option with a payment plan that is right for your business. Equipment loans can range from as little as $5,000 to more than $500,000 with terms that range from 12 months to 60 months. Leasing options start at $25,000 and can exceed $5,000,000. Look to us for capital/direct finance leases, master agreements, leverage leases and tax-exempt conduit structured transactions.

    Explore the benefits of equipment financing

    With local, personalized and professional service, we can tailor terms to meet your business objectives. Credit decisions are made in the region, and 100% financing may be available. Put our experience and proven programs to work for you.

    Understanding financing terms and conditions

    Equipment financing can be used to finance construction equipment, commercial vehicles, machine tool and production equipment, material handling equipment, lift trucks, medical equipment, technology and telecommunications equipment, and more.

  • Apply for a Small Business Line of Credit. Email us for more information or call us at 1-800-421-0004
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Credit approval required; Additional terms and conditions will apply; Fees may apply; Not all products or options are available to all customers; Interest rate based on creditworthiness; Advertised products are for business purpose only and not for personal, family or household use; First Niagara does not provide accounting, tax or legal advice.

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