• Let Us Help You Borrow Wisely

    Nothing compares to the satisfaction of achieving your dreams. And that’s why we work so hard to provide you with all the products, and personal attention you need to make them come true.

  • Our new addition means a new addition to our house.

    Excited to build our home? You bet.

    I found our dream house. I need a mortgage to make it real.

    My other expenses are going up. Should I refinance?

    I deserve a card that rewards me.

  • LE-Icon-MortgageandHome

    Mortgage Loans

    • Choose fixed rate or adjustable rate
    • Combine different loans
    Enter your ZIP code to get rates.
  • LE-Icon-EquiRefinance

    Home Equity

    • Borrow up to 85% of the value of your home
    • Receive a decision quickly
    • Interest only options available
    Enter your ZIP code to get rates.
  • Credit Cards

    Credit Cards

    • Introductory rate on balance transfer available for some card options
    • Reward options earn unlimited points with no set expiration date
    • Options with no foreign transaction fees
  • LE-Icon-Car

    Auto Loans

    • Get fast pre-approval
    • Amounts starting at $5,000, customized to suit your needs
    • Lock in a fixed rate
    Enter your ZIP code to get rates.
  • LE-Icon-Loan

    Personal Loans1

    • Your choice of variable or fixed rate loans or lines of credit, starting at $1,000
    • Choose repayment term--take months or years to repay
  • LE-Icon-Build

    Home Building

    • A single loan to cover construction and permanent financing
    • Flexible draw schedules

Credit Card Disclosure  

Consumer Credit Card Agreement   

Credit cards are issued by First Niagara Bank pursuant to the license by MasterCard® International Incorporated. MasterCard® is a registered trademark of MasterCard® International Incorporated.

1This is not a commitment to lend.  All loans are subject to credit approval.  Restrictions apply.

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