Please Note: First Niagara's web site has scheduled maintenance on Sunday, May 29, 2016 from 10:00 p.m. to 11:55 p.m. We apologize for any inconvenience.Dismiss Alert
  • Let Us Help You Borrow Wisely

    Nothing compares to the satisfaction of achieving your dreams. And that’s why we work so hard to provide you with all the products, and personal attention you need to make them come true.

  • I found our dream house. I need a mortgage to make it real.

    I deserve a card that rewards me.

    Excited to build our home? You bet.

    My other expenses are going up. Should I refinance?

    Our new addition means a new addition to our house.

  • LE-Icon-MortgageandHome

    Mortgage Loans

    • Choose fixed rate or adjustable rate
    • Combine different loans
    Enter your ZIP code to get rates.
  • LE-Icon-EquiRefinance

    Home Equity

    • Borrow up to 85% of your home’s value
    • Receive a decision quickly
    • Interest only option available
    Enter your ZIP code to get rates.
  • Credit Cards

    Credit Cards

    • Introductory rate on balance transfer available for some card options
    • Reward options earn unlimited points with no set expiration date
    • Options with no foreign transaction fees
  • LE-Icon-Car

    Auto Loans

    • Get fast pre-approval
    • Amounts starting at $5,000, customized to suit your needs
    • Lock in a fixed rate
    Enter your ZIP code to get rates.
  • LE-Icon-Loan

    Personal Loans1

    • Your choice of variable or fixed rate loans or lines of credit, starting at $1,000
    • Borrow for your life's milestones, including a new home, vehicle or education2
    • Choose repayment term--take months or years to repay
  • LE-Icon-Build

    Home Building

    • A single loan to cover construction and permanent financing
    • Flexible draw schedules

Rates and Fees  

Consumer Credit Card Agreement   

Credit cards are issued by First Niagara Bank pursuant to the license by MasterCard® International Incorporated. MasterCard® is a registered trademark of MasterCard® International Incorporated.

1This is not a commitment to lend.  All loans are subject to credit approval.  Restrictions apply.

2First Niagara has selected Sallie Mae as our education loan provider.


Customize Your Experience.

By providing your ZIP code, we can customize our content to display the rates, products, locations and Mortgage Consultants in your area. Alternately, you can continue without ZIP code.