• Commercial Lending

    Seeing your business from every angle

  • From financing growth and purchasing assets to opening a new location, taking the next step in your business requires capital. We can help with a commercial term loan. 

    Term loans provide a specific amount of credit to meet your expansion or building purchase needs. With predictable monthly and quarterly repayment terms on fixed- and variable-rate loans, commercial loans can be unsecured or secured. 

    Personalized options from experienced lenders
    We have the experience in helping hundreds of local business owners like you realize their dreams of expansion. We’re proud to partner with many third-party loan programs (must meet eligibility requirements), including: 

    • SBA Lending
    • County Individual Development Authorities
    • Other local loan programs 

    Know before you apply
    Talk to us to understand commercial loan requirements before you apply. Together, once we understand your credit history and collateral, we can help you select the right borrowing option to fit your business needs.

     

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Fast-forward to great moments. And never put your life on pause. Mobile Banking offers the tools you need to manage your finances and focus on your life. Tap into Mobile Banking for banking that’s not just pocket-size — it’s life-size.
 

Credit approval required; Additional terms and conditions will apply; Fees may apply; Not all products or options are available to all customers; Interest rate based on creditworthiness; Advertised products are for business purpose only and not for personal, family or household use; First Niagara does not provide accounting, tax or legal advice.

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Business credit card=more buying power.

Our MasterCard® Business Cards are accepted worldwide and offer an introductory APR on balance transfers.