• Commercial Lines of Credit

    The purchasing power you need, only when you need it. Manage the peaks and valleys of cash flow with convenient access to a line of credit.

  • A commercial line of credit can give your company liquidity when needed. Use the money to invest in equipment, inventory and more. Borrow against your line of credit only when necessary and pay it back as frequently as you need.

    Customize your line of credit to your business
    When it comes to choosing a line of credit, you want options. We offer flexible terms, competitive rates, low fees and specialized local and industry expertise.

    • Competitive interest rates
    • Interest-only payment solutions
    • 3- to 5-year fixed terms, longer if neccesary
    • Revolving terms available
    • Secured and unsecured options 
    • Low fees

    Know before you apply
    Lines of credit can be unsecured or secured by collateral such as inventory or accounts receivable. Talk to us to see if a line of credit is right for your business.

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Fast-forward to great moments. And never put your life on pause. Mobile Banking offers the tools you need to manage your finances and focus on your life. Tap into Mobile Banking for banking that’s not just pocket-size — it’s life-size.
 

Credit approval required; Additional terms and conditions will apply; Fees may apply; Not all products or options are available to all customers; Interest rate based on creditworthiness; Advertised products are for business purpose only and not for personal, family or household use; First Niagara does not provide accounting, tax or legal advice.

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