• Being Local Makes a World of Difference

    Around the corner, across the street, a stone’s throw away, in your backyard. We are that close. So when you’re looking for someone to help your business grow or answer any questions, we are right here.

  • I need to make structural improvements.

    It's time for an equipment upgrade. Now what?

    I need a boost for my business.

    I need a business credit card to manage my expenses.

    Our condo association decided to make capital improvements.

    It’s time to go from leasing to owning.

  • LE-Icon-EuipFinance

    Commercial Loans

    • Flexible monthly and periodic repayment schedules
    • Competitive rates
    • Fixed- and variable-rate payment options
  • LE-Icon-LinesofCredit

    Commercial Lines of Credit

    • Competitive interest rates
    • Interest-only payment solutions
    • Fixed- and variable-terms
    • Secured and unsecured options
    • Locally-based credit approval process
  • LE-Icon-CommMortgage

    Commercial Mortgages

    • Office, retail, industrial, residential and hospitality mortgage loans
    • Long-term financing with flexible borrowing terms
    • Competitive rates
    • Local credit decision making
  • Asset-based Lending

    Asset-Based Lending

    • Flexible borrowing terms tailored toward your unique business needs
    • Mergers and Acquisitions
    • Recapitalizations
    • Term Loans
  • [Image] Association Lending - Icon

    Association Lending

    • Customized loan products for your association’s needs and budget
    • Capital improvement financing for up to 100% of the project costs
    • Competitive rates
  • LE-Icon-BusCreditCards

    Business Credit Cards

    • Various credit card options, including no annual fee and rewards programs 
    • Free additional cards for employees
    • Online account management
    • MasterCard® Global ServicesTM for emergency assistance

Credit approval required; Additional terms and conditions will apply; Fees may apply; Not all products or options are available to all customers; Interest rate based on creditworthiness; Advertised products are for business purpose only and not for personal, family or household use; First Niagara does not provide accounting, tax or legal advice.

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