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  • Rate Center

  • Today's Rates: Sunday, May 29, 2016 for ZIP code: enter your ZIP Code

    Account Term Annual Percentage Yield (APY) Minimum Opening Balance
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    Open a CD Online
    Get saving with a First Niagara Promotional CD.
    Transfer at least $500 from your First Niagara account to open a 12- or 24-month Promotional CD online.  

    Promotional Certificate of Deposit (CD)

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    Certificate of Deposit Calculator

    12 months 1.01% $500
    24 months 1.15% $500
    36 months 1.30% $500
    60 months 1.60% $500

    Certificate of Deposit (CD)

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    Certificate of Deposit Calculator

    1 months 0.050% $500
    3 months 0.050% $500
    6 months 0.050% $500
    12 months 0.050% $500
    24 months 0.100% $500
    36 months 0.150% $500
    48 months 0.200% $500
    60 months 0.400% $500
    72 months 0.400% $500
    84 months 0.450% $500

    †Annual Percentage Yields (APY) are accurate as of Sunday, May 29, 2016 and are subject to change at any time. The APYs listed above are for accounts opened online. APYs for accounts opened at branch locations may vary, please contact 800-421-0004 or visit a branch for more details.

    First Niagara does not have to allow funds deposited into your account to be withdrawn before the maturity date of your account. A penalty may be imposed for early withdrawal. Fees could reduce the earnings on these accounts. The APYs disclosed above assume that interest will remain on deposit until maturity.  Any withdrawal of interest prior to maturity will reduce the earnings on the account.

    First Niagara reserves the right to change terms, rates and fees at its discretion in accordance with the account agreement and disclosures governing the accounts and the applicable law.


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