Mon.-Fri. 6 a.m. - 9 p.m. ET
Sat.-Sun. 8 a.m. - 6 p.m. ET
Automated Telephone Banking:
24 hours a day / 7 days a week
See our schedule of holiday hours.
†Annual Percentage Yields (APY) are accurate as of Tuesday, October 13, 2015 and are subject to change at any time. The APYs listed above are for accounts opened online. APYs for accounts opened at branch locations may vary, please contact 800-421-0004 or visit a branch for more details.
All checking products are variable rate accounts, which means that the APY may change at any time without prior notice before or after the account is opened. Fees could reduce the earnings on these accounts.
First Niagara reserves the right to change terms, rates and fees at its discretion in accordance with the agreement and disclosures governing the accounts and the applicable law.
By providing your ZIP code, we can customize our content to display the rates, products, locations and Mortgage Consultants in your area. Alternately, you can continue without ZIP code.