• Health Savings Account for Your High-Deductible Health Plan

    Learn more about your options to manage out-of-pocket costs

    A Health Savings Account (HSA) is money set aside pre-tax to provide a fund for medical bills that are not covered by your insurance. To take advantage of an HSA you must be covered under a high-deductible health plan. Many banks and insurance companies can provide an HSA and we are proud to offer them.

  • Understanding Health Savings Accounts (HSA)

    If you qualify for a Health Savings Account (HSA), you can offset the costs of high deductibles and other out-of-pocket medical costs. Your annual contributions are tax deductible, which means that when you pay medical bills with your HSA, you may ultimately pay less.

  • Setting Up a Health Savings Account (HSA)

    Once you’ve enrolled in an HSA compatible health plan, your next step is opening your HSA. We’ve got all the forms you need — just print them out and send them in.

  • Managing Your Health Savings Account (HSA)

    Learn how to put money into your HSA, how to get it out when you need it, and which tools you can use to do it. There are a lot of rules to an HSA but with a little planning, it’s easy to make them work for you.

First Niagara does not provide tax advice. Please consult your tax advisor.


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