Mon.-Fri. 6 a.m. - 9 p.m. ET
Sat.-Sun. 8 a.m. - 6 p.m. ET
Automated Telephone Banking:
24 hours a day / 7 days a week
See our schedule of holiday hours.
Buying your books and picking your classes aren’t the only things on your mind as you set off for school. You need an easy, convenient way to manage and access your money. StudentFirstTM Checking offers checking with no monthly maintenance fees. Also, First Niagara will not charge you for using any domestic (U.S. & Canada) ATM, AND we will rebate up to five domestic ATM fees charged by other banks as well.1
You can also avoid the $5 per month charge for receiving paper statements by enrolling in Online Banking and signing up for eStatements.
Our representatives are visiting colleges and universities to offer a convenient way to sign up. But if you don’t spot us at your school, visit one of our branches. Locate a branch.
See our At-A-Glance Fees, Terms & Conditions (PDF) and the Retail Account Disclosure Booklet (PDF) for more information.
How do I open these files?
StudentFirstTM Checking makes it a snap to keep track of your available balance and the status of your account online 24 hours a day, 7 days a week with our Online Banking service.
Within Online Banking, our free Bill Pay service also lets you set up regularly scheduled payments for monthly bills – and one-time payments for other goods and services. Learn more about Online Bill Pay.
Available to students 16 years of age and older. Students who will be under 18 years old must have an adult joint owner in order to open a StudentFirstTM Checking account
You can review complete details of this account in our Retail Account Disclosure Booklet
How do I open this file?
1 Rebates are credited to your account at the end of each statement cycle. First Niagara charges $5 for use of International ATMs, and surcharges may apply for non-First Niagara ATMs outside of the United States and Canada, which are not rebated.
Apple Pay is a trademark of Apple Inc.
StudentFirstTM is a trademark of First Niagara Financial Group, Inc.
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