1Securities and investment advisory services are
offered on the premises of First Niagara branches by LPL Financial LLC, a registered broker/dealer and registered investment advisor, Member FINRA/SIPC. Insurance products are offered on the premises of First Niagara branches by LPL Financial LLC or its licensed affiliates. First Niagara Investment Services is the delivery and distribution channel for investment and insurance products and services offered by LPL Financial LLC on the premises of First Niagara branches. First Niagara Bank, N.A. and First Niagara Investment Services are not registered broker/dealers or investment advisors, not are they affiliated with LPL Financial LLC.
2Rebates are credited to your account at the end of each
statement cycle. First Niagara charges $5 for use of International ATMs and
surcharges may apply for non-First Niagara ATMs outside of the United States and
Canada, which are not rebated.
3Loan products subject to