• First Niagara Debit MasterCard

    Skip writing a check and conveniently make purchases with just one swipe

    First Niagara Debit MasterCard® works wherever MasterCard® is accepted. Securely make purchases and withdraw cash at ATMs with your card’s four-digit PIN. Purchase amounts are deducted from your First Niagara checking account.
  • If you don't currently have a First Niagara checking account, open one to get your Debit MasterCard®.

    Compare Checking Accounts
     
    Current customers: to request a Sabres or Penguins® Debit MasterCard®, visit a branch or call 1-800-836-1008.
     
    Features and Benefits Debit MasterCard® First Niagara Penguins® Debit MasterCard® First Niagara Sabres Debit MasterCard®
    Debit Card Benefits

    Prewards Program. Discounts from select retailers are automatically applied when you swipe your debit card.
    Learn more >

    Yes Yes Yes

    Apple Pay™. With your Debit MasterCard® and the Apple Pay mobile payments solution, you can pay participating retailers securely with just one touch.
    Learn more >

    Yes Yes Yes
    Fan Benefits
    Get 10% off on all official Penguins® merchandise at PensGear™ when you use your First Niagara Penguins® Debit MasterCard®*.   Yes  
    Get 10% off on all official Sabres merchandise at The Sabres Store or any Sabres merchandise location in the First Niagara Center when you use or show your First Niagara Sabres Debit MasterCard®**.     Yes

    MasterCard® currently offers the following benefits. For more information, download the Benefit Guide, visit www.MasterCard.com or call 1-800-MASTERCARD.

    How do I open these files?

    MasterCard® Benefits for All Debit Cards1
    MasterCard® Zero Liability1 Protection from unauthorized purchases charged to your card.
    MasterCard® Identity Theft Resolution Services2 Identity Theft Resolution Services will assist you if you have been a victim of identity theft. Services include 24-hour access to certified resolution specialists, help with credit bureau notification and card replacement for your MasterCard® and all of the cards in your wallet. To access this service, simply contact 1-800-MASTERCARD if you believe you have been a victim of identity theft.
    MasterCard® Global Service Get assistance virtually anytime, anywhere with your card-related questions.
    Satisfaction Guarantee Should you become dissatisfied with a product you purchase with your eligible MasterCard® card within 60 days of purchase, and the store will not accept a return, you may be eligible for a refund for the cost of the product, up to $250.
    Extended Warranty Doubles the original manufacturer's or store brand warranty, up to one year, when you pay with your eligible MasterCard® card.
    Price Protection Should you find a lower price for a new item within 60 days of the original date of purchase using your eligible MasterCard® card, you may be reimbursed for the price difference.

    If you don't currently have a First Niagara checking account, open one to get your Debit MasterCard®.

    Compare Checking Accounts
     
    Current customers: to request a Sabres or Penguins® Debit MasterCard®, visit a branch or call 1-800-836-1008.

    *Offer valid only when using your First Niagara Penguins® Debit MasterCard®. Merchandise discount is not the responsibility of First Niagara Bank, N.A. and is at the discretion of the Pittsburgh Penguins® and may be subject to change without notice at any time. Discount is only valid at PensGear™ inside the CONSOL Energy Center and cannot be combined with other offers. See store for details.

    **Offer valid only when using your or showing your First Niagara Sabres Debit MasterCard®. Merchandise discount is not the responsibility of First Niagara Bank, N.A. and is at the discretion of the Buffalo Sabres and may be subject to change without notice at any time. Discount is only valid at The Sabres Store or Sabres merchandise locations inside the First Niagara Center. Discount is not valid on clearance merchandise and cannot be combined with other offers. See store for details.

    1Applies to unauthorized debit transactions reported within 60 days of your statement. Subject to dollar limits and subsequent verification, including providing all requested information supporting fraudulent use claim, that you exercised reasonable care in safeguarding your card from any unauthorized use and have not reported two or more unauthorized events in the past 12 months. Conditions and restrictions apply and is subject to change or termination by MasterCard at any time. For more information, visit http://www.mastercard.us/zero-liability.html.

    2Certain terms, conditions, and exclusions apply. For complete coverage terms and conditions or call 1-800-MASTERCARD for assistance.

    MasterCard® is a registered trademark of MasterCard® International Incorporated.

    Apple Pay is a trademark of Apple Inc.

    The Sabres word mark and the Buffalo/Sabre logo design (Reg. U.S. Pat. & Tm. Off.), and the SABRETOOTH word mark are trademarks of Hockey Western New York, LLC.

  • We're here to help

    Live chat with one of our customer support specialists.
     
    Need help? Chat with a Customer Service Specialist right now. Request a chatNo thanks

    Contact Us

    Currently our call and chat representatives are unavailable. If you would like to send us a message below, we work to respond to all messages within 24-48 hours.

    Call center and live chat hours
    Mon. - Fri. 6 a.m. - 9 p.m. ET
    Sat. - Sun. 8 a.m. - 6 p.m. ET
    Contact us by email

    Chat with a Customer Service Specialist

    We're here to help. Please fill out the fields below to begin.
    Please enter a First Name
    Please enter a Last Name
    Please enter a valid email address

    Start chat
    To protect your privacy, please do not enter any account related information.
     
cancel

Customize Your Experience.

By providing your ZIP code, we can customize our content to display the rates, products, locations and Mortgage Consultants in your area. Alternately, you can continue without ZIP code.