• First Niagara Debit MasterCard

    Skip writing a check and conveniently make purchases with just one swipe


    First Niagara Debit MasterCard® works wherever MasterCard is accepted. Securely make purchases and withdraw cash at ATMs with your card’s four-digit PIN number. Purchase amounts are deducted from your First Niagara
    checking account.

    Sign up for a Debit MasterCard today. Visit a branch or give us a call at

    Features and Benefits Debit MasterCard
    Prewards Program Discounts from select retailers are automatically applied when you swipe your debit card

    MasterCard currently offers the following benefits. For more information, download the Benefit Guide, visit www.MasterCard.com or call 1-800-MC-Assist.

    MasterCard Guide to Benefits for Debit Cardholders

    How do I open these files?

    MasterCard Benefits and Insurance Debit MasterCard
    MasterCard Zero Liability1 Protection from unauthorized purchases charged to your card.
    MasterCard Global Service Get assistance virtually anytime, anywhere with your card-related questions.
    Satisfaction Guarantee Should you become dissatisfied with a product you purchase using your eligible MasterCard card within 60 days of purchase, and the store will not accept a return, you may be eligible for a refund for the cost of the product, up to $250.
    Extended Warranty Doubles the original manufacturer's or store brand warranty for up to one year when you pay with your eligible MasterCard card.
    Price Protection Should you find a lower price for a new item within 60 days from the date of purchase using your eligible MasterCard card, you may be reimbursed for the price difference.

    1Applies to unauthorized signature card debit transactions reported within 60 days of your statement. Subject to dollar limits and subsequent verification, including providing all requested information supporting fraudulent use claim, that you exercised reasonable care in safeguarding your card from any unauthorized use and have not reported two or more unauthorized events in the past 12 months.

    MasterCard is a registered trademark of MasterCard International Incorporated.

  • Debit Card Rewards

    Get great offers. Automatic savings. Nothing to clip, print or redeem. Just swipe and save.

    Sign up for a First Niagara Debit Card

    Visit a branch or call us at
    Want a First Niagara checking account with a First Niagara Debit Card?

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