• Premium Business Money Market Account

    Your assets deserve premium treatment

    Is a Premium Business Money Market Account right for you?

    The Premium Business Money Market account is a smart option for companies that are established and have strong cash flow. If you’re able to maintain a higher balance and are ready to realize notable returns on your company’s available funds and earn premium rates on your balance, then this is a great way to grow your assets. This account is free with a $10,000 average daily minimum balance.

    Things to consider when you open a Premium Business Money Market Account

    When you combine a checking account with your Money Market account as part of your overall business banking relationship, you’ll enjoy a free Debit MasterCard® BusinessCard.

    With this account you are allowed 30 free Transactions per monthly statement cycle. These transactions include each:

    • Cash deposit
    • Check deposit
    • Check paid
    • ACH payment 
    • Bill payment 

    See Understanding Premium Business Money Market terms and conditions for further details.

    Explore the benefits of a Premium Business Money Market Account

    Earn premium interest rates and see measureable returns on your company’s investment.

    Other great benefits include:

    • Get easy online account access to view your rate and balance; transfer funds online
    • Earn higher interest rates for larger deposits
    • Add to and build your savings quickly by making regular automatic deposits

    Understanding Premium Business Money Market terms and conditions

    To avoid paying a monthly service charge, you must maintain an average minimum daily balance of $10,000. If you go below this average minimum daily balance, there will be a service charge of $25.

    You are allowed 30 free Transactions per monthly statement cycle.

    Those 30 include each:

    • Cash deposit
    • Check deposit
    • Check paid
    • ACH payment
    • Bill payment

    No more than six of these Transactions per monthly statement cycle may be transfers, either to other First Niagara Bank accounts or to a third party, by means of:

    • A pre-authorized or automatic transfer
    • A telephone or Internet agreement, order or instruction
    • Check, draft or similar order made payable to third parties
    • Purchase transactions using your debit card (ATM Card or Debit MasterCard®)

    A service charge will be assessed for each transfer or cleared item in excess of these limits during the statement cycle.  Federal regulations state that exceeding these limits may cause you to lose the transfer and check writing features of this account

  • Your business can benefit.
    Call us at 1-800-516-0625
  • Spend less time at the bank and more with your business with free online banking.
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