• Business Online Tools

    Run your business without running to the bank. To learn more or take advantage of our online business banking and financial management tools, contact us or visit a local branch.
  • Online Banking Basic

    Bank online on your schedule. Take care of important banking needs without missing a beat.

    • View statements, balances, transaction history and images of paid checks
    • Transfer funds between linked internal accounts
    • Access multiple report options and export your data to popular accounting software
    • Check Stop Payments (additional fees apply)
    • Online Bill Pay
  • Online Banking Plus

    Enjoy all of the great features of Online Banking Basic, plus:

    • Special reporting for Controlled Disbursement and EDI (additional fees apply)
    • Stop Payments are available with Basic Online services as well
    • Optional services (additional fees apply) include commercial account reconciliation, Positive Pay, ACH originations, wire transfer capability and electronic tax payments 
  • Online Account Reconciliation

    Get a detailed digital snapshot to view and compare all of your transactions in one easy online format. Enjoy online account reconciliation that includes a report of checks issued, payments made and payments outstanding. We can assist you in transitioning to online banking and account reconciliation, and even provide training to your employees.
  • Manage your business credit cards online

    Access and manage all of your company’s First Niagara credit card transactions from one easy online location.

     

    • View individual and company-level account and payment details 
    • View and print statement histories
    • Search for specific account information
    • Download reports into popular accounting software 
    • Make payments and manage payees online 
    • Control employee credit cards with the ability to set individual credit limits, close individual accounts, order additional cards, and add new cardholders and administrators 
  • Merchant Services

    Accept your customers’ credit cards at your location or online with merchant services. Get the solutions you need to accept multiple payment methods from credit cards to gift cards to electronic check services and e-commerce solutions.
  • Wholesale Lockbox Services

    Automate your accounts receivable processes with our Wholesale Lockbox Service. Free up valuable employee time by allowing us to automatically deposit payments sent to a P.O. Box into your First Niagara business account. Track your receivables via our secure online portal, or to have copies mailed directly to your office.
  • Manage international transactions

    Make cross-border payments easily and efficiently using our online foreign exchange system. Gain access to 100+ currencies and daily rate sheets. Plus, you’ll benefit from the opportunity to connect with our trading desk for real-time international market rates.

Merchant Services Account provided through First Data (which is not affiliated with First Niagara Bank) and is subject to First Data underwriting and credit approval.

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