• Business Analyzed Checking

    Customized banking as unique as your business

    Is Business Analyzed Checking right for you?

    Your business requires specialized, sophisticated banking services. Business Analyzed Checking from First Niagara can handle even the most complicated transactions while offering a full range of treasury management services, fully customizable to your company.

    This account allows you to offset certain fees by earning credits based on your deposit balances. Complete details about this calculation will be available in your account Deposit Rules and Regulations document. 

    Things to consider when you open a Business Analyzed Checking account

    Business Analyzed Checking is designed to help companies with higher balances navigate complex transaction and deposit needs.

    Our experienced Treasury Management Consultants will assist you in learning about our services, including Account Reconciliation, Lockbox and ACH/Wire payments.

    Explore the benefits of Business Analyzed Checking

    Benefits of Business Analyzed Checking include:

    • Complete treasury management suite of services1
      • Account reconciliation services
      • Payroll services
      • Lockbox and cash vault services
      • Remote Deposit for scanning and deposit of checks
      • Detailed EDI reporting on electronic transfers
      • Same-day wire transfers for time-sensitive transactions2
      • ACH direct payments
    • Fully encrypted Business Online Banking
    • Free Debit MasterCard BusinessCard®
    • Free access to any First Niagara ATM

    Understanding Business Analyzed Checking terms and conditions

    Business Analyzed Checking operates on a system of earning credits based on your deposit balances, which can be used to offset certain fees that would otherwise apply. Maintaining a high average daily balance is the best way to offset fees.

    Treasury management services available with Business Analyzed Checking are offered à la carte and may be subject to additional fees. Please contact us or speak to a representative at your local branch to learn more. 

  • Your business can benefit.
    Call us at 1-800-516-0625
  • Spend less time at the bank and more with your business with free online banking.
[Image] Remote Control
Remote. Control. Convenience.
Fast-forward to great moments. And never put your life on pause. Mobile Banking offers the tools you need to manage your finances and focus on your life. Tap into Mobile Banking for banking that’s not just pocket-size — it’s life-size.

Transactions include each cash deposit, check deposit, check paid, ACH payment and bill payment.

1Additional fees apply; Certain fees can be offset by earning credits. Additional terms and conditions apply.
2Subject to First Niagara cut-off time.

Customize Your Experience.

By providing your ZIP code, we can customize our content to display the rates, products, locations and Mortgage Consultants in your area. Alternately, you can continue without ZIP code.