• BIZ200 Business Checking

    Perfect for a small office or home office business, but with enough free transactions available to meet the needs of larger businesses as well

    Is BIZ200 right for you?

    If you are concerned about maintaining a monthly balance and  your customers pay mostly with checks and credit cards (versus cash), this low-cost, high-value account is the place to start.

    BIZ200 provides 200 free transactions (cash deposits, check deposits, checks paid, ACH payments or bill payments) each statement cycle.  In addition to the 200 free transactions in a statement cycle, you'll also enjoy $5,000 in free cash and coin deposits and another $5,000 in free cash and coin change orders.

    If you have more than 200 transactions or need robust cash handling, you may want to consider our BIZ500 Checking Account

    Things to consider when you open a BIZ200 Checking Account

    Working with a First Niagara Business Banker, you'll enjoy a partner who offers options and experience, not only products.  Our local teams will work with you to leverage the wide range of services we offer across our region. 

    Explore the benefits of BIZ200

     In addition to no balance minimums or monthly service fees, other great benefits include:

    • Free Business Online Banking and Bill Pay
    • Free Debit Card
    • Free access to any First Niagara ATM 
    • Several overdraft protection options1

    Understanding BIZ200 terms and conditions

    We hate small print too. We want you to understand all the details of this account:

    • There is a $.50 charge for each transaction after you have reached the limit of 200 free transactions per statement cycle. Transactions include each cash deposit, check deposit, check paid, ACH payment and bill payment.
    • This account includes $5,000 in free cash and coin deposits and another $5,000 in free cash and coin change orders per statement cycle. There is a charge of $.20 for each $100 of cash and coin deposits or cash and coin change orders thereafter.
    • Use of First Niagara ATMs is free. There is a $2.50 charge for use of non-First Niagara ATMs in the U.S. and Canada.
  • Your business can benefit.
    Call us at 1-800-421-0004
  • Spend less time at the bank and more with your business with free online banking.

Transactions include each cash deposit, check deposit, check paid, ACH payment and bill payment.

1Subject to credit approval; Additional terms and conditions apply; fees apply.

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